David  Gharat

David Gharat


Real Estate Bay Realty Brokerage

Email Me
David  Gharat

David Gharat


Real Estate Bay Realty Brokerage

Email Me

Services For Seniors

David Gharat -SRES (Seniors Real Estate Specialist-Canada) Designated Specialized knowledge of managing the sale of a home for those over the age of 50+ retiring and seniors.

Customized approach to marketing and selling properties, but works with you to explore your housing options to ensure that your next home best serves your current and future needs. David partners and works with a variety of local and foreign high profile buyers, sellers, investors.

REALTORS® with the SRES® designation are specifically trained to serve the needs and interests of real estate buyers and sellers age 50+ and seniors.who are planning to retire, re locate, invest

SRES® Designees join an elite group of real estate professionals serving the 50+ market

SRES® is the only “seniors real estate” designation recognized by NAR. 

Toronto, North York, East York, Markham, Pickering, Niagara, St Catherines


We have compiled a database of resources. Just click on a category below and find links to the latest information on a variety of products and services to help you.


Estate Planning: http://www.estateplanning.com/

Estate Planning: http://www.stephens.com

Fannie Mae: http://www.fanniemae.com

Feature CNN Article: http://money.cnn.com/magazines/moneymag/money101/lesson21/

Information in English and Spanish for buying and owning a home: http://www.freddiemac.com

National Reverse Mortgage Lenders Association, Use Your Home to Stay At Home: http://www.reversemortgage.org

Reverse Mortgage Lending Limits by county: https://entp.hud.gov/idapp/html/hicostlook.cfm

Health & Aging

Aging with Dignity's Five Wishes document http://www.agingwithdignity.org

Alzheimer's Disease Education and Referral Center http://www.nia.nih.gov/alzheimers

Book: The Complete Idiot's Guide to Long Term Care Planning by Marilee Driscoll

Medicare information at: http://www.medicare.gov

The National Right to Life Committee's "Will to Live": http://www.nrlc.org

National Hospice and Palliative Care: http://www.caringinfo.org

Non-medical assistance to help the elderly stay in their homes longer http://www.visitingangels.com http://www.rightathome.net http://www.homeinstead.com

NAR 2013 research study: Home Buyer and Seller Generational Trends http://www.realtor.org/reports/home-buyer-and-seller-generational-trends

Home Inspection/Protection

American Society of Home Inspectors: http://www.ashi.org

National Association of Certified Home Inspectors: http://www.nachi.org

National Association of Home Inspectors: http://www.nahi.org

Protect your home from weathering conditions: http://www.flash.org/

Housing Facility Resources

To compare congregate housing facilities, see the checklists at http://www.carepathways.com/checklist-ccrc.cfm or http://www.getcare.com

Moving Companies

The American Moving and Storage Association provides consumer information about moving household goods: http://www.moving.org

National Association of Professional Organizers: http://www.napo.net

A host of assistive devices: http://www.elderstore.com

A neighborhood information search engine: http://www.neighborhoodscout.com

Ergonomic gadgets for the kitchen, cleaning, and garden: http://www.oxo.com

Information about the upper tier residential market: http://www.luxuryhomemarketing.com

Seniors Superstores: http://www.seniorsuperstores.com

Technology products to foster independent living: http://www.enablemart.com

When your client needs to dispose of books, http://www.booksforamerica.com distributes to charities. To sell collections, go to http://www.elephantbooks.com, individual books http://www.amazon.com

Elder Abuse

Canadian Network for the Prevention of Elder Abuse: http://www.cnpea.ca/

Government Programs/Resources

Canadian Assoc. of Home & Property Inspectors: http://www.cahpi.ca/index.php?lang=en

Canada Census: http://www12.statcan.ca/english/census01/home/index.cfm

Canada Healthcare: http://www.hc-sc.gc.ca/hcs-sss/index_e.html

Canadian Home Builders Association: http://www.chba.ca/

Environment Canada: http://www.ec.gc.ca/default.asp?lang=En&n=FD9B0E51-1

The Canadian Bar Association: http://www.cba.org/CBA/gate/splash_alternate.html

Senior Resources

Seniors Canada: Working for Seniors http://seniors.gc.ca/





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David Gharat

 Broker - D.Y.G Homes Toronto 

Seniors Real Estate Specialist - Canada

REALTORS® with the SRES® designation are specifically trained to serve the needs and interests of real estate buyers and sellers age 50+.
SRES® Designees join an elite group of real estate professionals serving the 60+ market

SRES® is the only “seniors real estate” designation recognized by NAR. 

Welcome to DYG HOMES Real Estate! We are dedicated to providing exceptional service and expert guidance for all your real estate needs

With a passion for helping clients navigate the dynamic real estate market, we bring a wealth of knowledge and experience to every transaction. Whether you're a first-time homebuyer, an experienced investor, or looking to sell your property, we are here to assist you every step of the way.

Our commitment to client satisfaction is unwavering. We take the time to understand your unique goals and tailor our approach to meet your specific needs. We believe in open and honest communication, ensuring you stay informed and empowered throughout the process.

Backed by the latest industry tools and market insights, we stay ahead of trends and leverage our expertise to deliver results. From conducting comprehensive property searches to negotiating favorable deals, we work tirelessly to secure the best outcomes for our clients.

As a Seniors Real Estate Specialist (SRES), David is specially trained to cater to the needs and interests of clients aged 60+ who are looking to retire, relocate, downsize, upsize, or invest.

The clients David serves include:

1. Age 60+ Retirees: Seniors who are selling their homes to relocate or downsize.

2. New and Experienced Buyers: Individuals who are looking to buy properties or invest in real estate.

3. First Time Home Buyers: Individuals who are purchasing their first home.

4. Resale Condos: Specializing in the sale of condominiums in the market.

5. Residential Houses: Assisting clients with buying or selling residential houses.

6. Finance/Mortgage Referrals: Providing referrals to financial and mortgage services.

7. Relocation Referrals: Assisting clients with relocation services.

8. Rental/Lease: Helping clients with rental and lease agreements.

9. Referrals to Property Management: Offering referrals to property management services for duplexes, triplexes, and fourplexes.

We invite you to give us a call to arrange a viewing of a specific property or to have a friendly chat about your real estate needs.

With our dedication and personalized approach, we look forward to assisting you in achieving your real estate goals.

*case by case basis




David is a member of the following professional Real Estate Organizations


TREB (past) Government Relations Committee Member

TREB (past) Consumer Relations Committee Member

TREB-Toronto Real Estate Board
NAR-National Association of Realtors 

RECO-The Real Estate Council of Ontario
OREA-Ontario Real Estate Association
CREA-Canadian Real Estate Association




Designation: SRES

Education: Broker - SRES Seniors Real Estate Specialist Canada

Specialty: Buy & Sell Houses-Condos, Pre-Construction Condos, Investments Rental, Leasing, Property Management, Mortgage Referrals

Experience: Since 2013

Awards: 100% Club Award Winner-Executive Club Award

Area Covered: Toronto, East York, North York, Markham, Scarborough, Pickering, Ajax, Mississauga

Languages Spoken: English